Published: June 16, 2020

AGA Advances Payments Modernization Efforts

A Note From the CEO

Gaming Colleague,

Payments modernization is a top priority for the American Gaming Association (AGA) and a major opportunity for innovation in our industry. This is a modern industry and payment options on the casino floor need to reflect that. The AGA's payments modernization working group has driven our efforts forward and engaged stakeholders across gaming to develop our new Payments Modernization Policy Principles.

These principles provide a framework for policymakers adopting payments modernization and advance several industry efforts. For one, digital payment options equip customers with advanced responsible gaming tools like limit setting and spend monitoring while also paving the way for further innovation in the responsible gaming space. They also give consumers the convenience of paying the same way they are accustomed to across our integrated resorts and in their daily spending. And finally, digital payments provide law enforcement with added transparency in regard to anti-money laundering efforts and other matters of financial regulation.

This release comes at a pivotal moment as the COVID-19 pandemic has brought health and safety to forefront of the payments modernization discussion. With the Centers for Disease Control and Prevention encouraging contactless payments, there is more urgency than ever to give customers the ability to choose the payment option that makes them most comfortable. AGA research shows that due to coronavirus 57 percent of past-year casino-goers would value digital or contactless payments options while gaming.

The AGA is committed to providing the tools and information needed as our members, regulators, and other stakeholders look to bring payment innovation to the casino floor. In the meantime, best of luck to everyone as we continue to work together to safely and responsibly reopen.

All the best,

Bill Miller
President & CEO


Payments Modernization Policy Principles
The seven principles reflect the AGA’s ongoing coordination with regulators, card networks, responsible gaming and problem gambling advocates, financial institutions, and other key players in the payments ecosystem.
  1. Equip customers with more tools to wager responsibly.
  2. Ensure state laws enable a flexible regulatory approach, capable of keeping pace with evolving forms of digital payments.
  3. Give customers payment choice and convenience.
  4. Address heightened customer public health concerns.
  5. Provide customers confidence in digital payment security.
  6. Create a uniform regulatory environment for casino operators, suppliers, and regulators.
  7. Empower law enforcement to better identify offenders through digital payment analysis.

What is Payments Modernization?

Payments modernization is allowing regulatory flexibility to introduce digital payments on the casino floor. It would give customers the ability to use payment methods other than cash, offer the ability to set limits via an app or with their financial institution, and enhance the ability to track their gaming activities on the casino floor. Digital payments include debit and credit options, property-specific gaming accounts or wallets, and platforms like Apple Pay, Google Pay, etc.

More Questions? Check out our Payments Modernization FAQ.


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